The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Arthur J. Blachno, Branch Manager and Mortgage Loan Officer, NMLS #223052 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Arthur is based at the Skokie, IL branch (Branch #5250-60077-266), 5250 Old Orchard Rd, Suite 360, Skokie, IL 60077, and is licensed to originate mortgage loans in Illinois, Indiana, Wisconsin, Florida, Texas & California.

Illinois licensing

Fairway Independent Mortgage Corporation is an Illinois Residential Mortgage Licensee, licensed by the Illinois Department of Financial and Professional Regulation, Division of Banking, 555 West Monroe Street, 5th Floor, Chicago, IL 60661, (888) 473-4858. For licensing information, go to: www.nmlsconsumeraccess.org. Read Fairway's Illinois Community Reinvestment Act notice.

Skokie branch NMLS #1797291. Arthur's individual state licenses: Illinois #031.0003469 · Indiana #24779 · Wisconsin #223052 · Florida #LO26921 · Texas #NMLS 223052 · California #CA-DBO223052.

California & Texas

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License.

Texas: Texas Consumer Complaint and Recovery Fund Notice.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. Fairway Independent Mortgage Corporation is not affiliated with, or acting on behalf of or at the direction of, FHA, VA, USDA, or any government agency. For complete state licensing information and legal disclosures, visit Fairway's Legal Disclosures page.

Down payment assistance

References to Illinois Housing Development Authority (IHDA) programs are educational. Program funding, structure, income limits, purchase-price limits and availability change and are not guaranteed until a lender places a complete reservation with IHDA. Assistance is for qualified buyers only; eligibility is determined by the program, not by this website.

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance and mortgage insurance vary by scenario. Contact Arthur for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal, or tax advice, and it does not consider your individual circumstances. Program guidelines, loan limits, income limits, and eligibility criteria change frequently; always confirm current requirements with Arthur directly.

Privacy

This website does not collect, store, or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and no cookies set by this site. Links to apply or upload documents route to Fairway Independent Mortgage Corporation's secure systems, which are governed by Fairway's privacy policy. Third-party sites linked from this site (including review platforms and social networks) maintain their own privacy practices.

Reviews

Review highlights displayed on this site are shortened paraphrases of publicly posted client reviews. Complete original reviews are available on Zillow and the other platforms linked from the reviews page. Testimonials reflect individual experiences; results vary and are not guaranteed.

Complaints & customer service

Fairway customer service: 800-201-7544. Complaints: 877-699-0353. Loan serviced by another company after closing? Your servicer's contact information is on your first-payment letter.